BanksFIRST COMMUNITY BANK

FIRST COMMUNITY BANK

BATESVILLE, ARLargeEst. Aug. 4, 1997, midnightFDIC #34533RSSD #2596646FDIC
Latest · 2025-12-31

FIRST COMMUNITY BANK is an FDIC-insured commercial bank headquartered in BATESVILLE, AR, established in Aug. 4, 1997, midnight. As of 2025-12-31, the bank reported total assets of $3.4B and total deposits of $2.8B. Profitability stands at 1.25% ROA and 16.17% ROE, with a net interest margin of 4.28%. CET1 capital ratio: 10.41%, well above regulatory minimums. NPL ratio: 0.32% · Texas Ratio: 16.42%. Operates 34 domestic branches.

Assets
$3.4B
Deposits
$2.8B
Loans
$2.8B
Equity
$266M

Profitability

Return on Assets (ROA)1.25%
Return on Equity (ROE)16.17%
Net Interest Margin4.28%
Yield on Assets7.06%
Cost of Funds2.81%

Asset Quality

NPL Ratio0.32%
Net Charge-Off Ratio0.36%
Texas Ratio16.42%
NPA Ratio1.40%
ACL / Loans0.89%

Capital & Liquidity

CET1 Ratio10.41%
Tier 1 Capital10.41%
Total Capital Ratio11.28%
Leverage Ratio8.85%
Loan-to-Deposit100.34%

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