STATE SAVINGS BANK OF MANISTIQUE, THE

MANISTIQUE, MI | Small | Est. July 7, 1917, midnight | FDIC #13249 | RSSD #259956 | FED
Latest Report: 2025-12-31

STATE SAVINGS BANK OF MANISTIQUE, THE is asn small FDIC-insured commercial bank headquartered in MANISTIQUE, MI, established in July 7, 1917, midnight. As of 2025-12-31, the bank reported total assets of $182M and total deposits of $155M. Profitability stands at 0.21% ROA and 2.72% ROE, with a net interest margin of 3.06%. The bank's CET1 capital ratio is 7.71%. Asset quality metrics show a non-performing loan ratio of 0.09% and a Texas Ratio of 0.52%. FDIC Certificate #13249.

Assets

$182M

Deposits

$155M

Loans

$90M

Equity

$14M

Profitability

Return on Assets (ROA) 0.21%
Return on Equity (ROE) 2.72%
Net Interest Margin (NIM) 3.06%
Yield on Assets 4.62%
Cost of Funds 1.61%

Asset Quality

NPL Ratio 0.09%
Net Charge-Off Ratio 0.12%
Texas Ratio 0.52%
NPA Ratio 0.04%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 7.71%
Tier 1 Capital 7.71%
Total Capital Ratio 8.09%
Leverage Ratio 10.03%
Loan-to-Deposit 57.88%

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