ALPINE BANK

GLENWOOD SPRINGS, CO | Large | Est. April 1, 1980, midnight | FDIC #23091 | RSSD #260055 | FDIC
Latest Report: 2025-12-31

ALPINE BANK is aln large FDIC-insured commercial bank headquartered in GLENWOOD SPRINGS, CO, established in April 1, 1980, midnight. As of 2025-12-31, the bank reported total assets of $6.9B and total deposits of $6.1B. Profitability stands at 1.30% ROA and 13.21% ROE, with a net interest margin of 3.95%. The bank's CET1 capital ratio is 14.88%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.25% and a Texas Ratio of 4.53%. FDIC Certificate #23091.

Assets

$6.9B

Deposits

$6.1B

Loans

$4.3B

Equity

$696M

Profitability

Return on Assets (ROA) 1.30%
Return on Equity (ROE) 13.21%
Net Interest Margin (NIM) 3.95%
Yield on Assets 5.22%
Cost of Funds 2.04%

Asset Quality

NPL Ratio 0.25%
Net Charge-Off Ratio 0.07%
Texas Ratio 4.53%
NPA Ratio 0.49%
ACL / Loans 1.10%

Capital & Liquidity

CET1 Ratio 14.88%
Tier 1 Capital 14.88%
Total Capital Ratio 16.04%
Leverage Ratio 10.49%
Loan-to-Deposit 71.45%

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