BanksALPINE BANK

ALPINE BANK

GLENWOOD SPRINGS, COLargeEst. April 1, 1980, midnightFDIC #23091RSSD #260055FDIC
Latest · 2025-12-31

ALPINE BANK is an FDIC-insured commercial bank headquartered in GLENWOOD SPRINGS, CO, established in April 1, 1980, midnight. As of 2025-12-31, the bank reported total assets of $6.9B and total deposits of $6.1B. Profitability stands at 1.30% ROA and 13.21% ROE, with a net interest margin of 3.95%. CET1 capital ratio: 14.88%, well above regulatory minimums. NPL ratio: 0.25% · Texas Ratio: 4.53%. Operates 44 domestic branches.

Assets
$6.9B
Deposits
$6.1B
Loans
$4.3B
Equity
$696M

Profitability

Return on Assets (ROA)1.30%
Return on Equity (ROE)13.21%
Net Interest Margin3.95%
Yield on Assets5.22%
Cost of Funds1.32%

Asset Quality

NPL Ratio0.25%
Net Charge-Off Ratio0.07%
Texas Ratio4.53%
NPA Ratio0.49%
ACL / Loans1.10%

Capital & Liquidity

CET1 Ratio14.88%
Tier 1 Capital14.88%
Total Capital Ratio16.04%
Leverage Ratio10.49%
Loan-to-Deposit71.45%

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