GEORGIA FIRST BANK is asn small FDIC-insured commercial bank headquartered in SOPERTON, GA, established in June 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $275M and total deposits of $247M. Profitability stands at 1.89% ROA and 19.44% ROE, with a net interest margin of 5.70%. The bank's CET1 capital ratio is 12.86%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.63% and a Texas Ratio of 4.66%. FDIC Certificate #889.
Assets
$275M
Deposits
$247M
Loans
$223M
Equity
$26M
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