MERCANTILE BANK is aln large FDIC-insured commercial bank headquartered in GRAND RAPIDS, MI, established in Dec. 15, 1997, midnight. As of 2025-12-31, the bank reported total assets of $6.2B and total deposits of $4.9B. Profitability stands at 1.58% ROA and 13.49% ROE, with a net interest margin of 3.67%. The bank's CET1 capital ratio is 12.77%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 0.88%. FDIC Certificate #34598.
Assets
$6.2B
Deposits
$4.9B
Loans
$4.6B
Equity
$726M
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