CITIZENS STATE BANK is aln large FDIC-insured commercial bank headquartered in SOMERVILLE, TX, established in June 1, 1925, midnight. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $1.0B. Profitability stands at 1.94% ROA and 15.77% ROE, with a net interest margin of 4.68%. The bank's CET1 capital ratio is 11.71%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.67% and a Texas Ratio of 8.37%. FDIC Certificate #16753.
Assets
$1.2B
Deposits
$1.0B
Loans
$750M
Equity
$146M
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