PEOPLES BANK OF EAST TENNESSEE

MADISONVILLE, TN | Small | Est. Sept. 22, 1997, midnight | FDIC #34517 | RSSD #2614344 | FDIC
Latest Report: 2025-12-31

PEOPLES BANK OF EAST TENNESSEE is asn small FDIC-insured commercial bank headquartered in MADISONVILLE, TN, established in Sept. 22, 1997, midnight. As of 2025-12-31, the bank reported total assets of $437M and total deposits of $391M. Profitability stands at 1.48% ROA and 15.27% ROE, with a net interest margin of 5.23%. The bank's CET1 capital ratio is 9.75%. Asset quality metrics show a non-performing loan ratio of 0.27% and a Texas Ratio of 1.68%. FDIC Certificate #34517.

Assets

$437M

Deposits

$391M

Loans

$294M

Equity

$43M

Profitability

Return on Assets (ROA) 1.48%
Return on Equity (ROE) 15.27%
Net Interest Margin (NIM) 5.23%
Yield on Assets 6.57%
Cost of Funds 1.38%

Asset Quality

NPL Ratio 0.27%
Net Charge-Off Ratio 0.03%
Texas Ratio 1.68%
NPA Ratio 0.18%
ACL / Loans 1.43%

Capital & Liquidity

CET1 Ratio 9.75%
Tier 1 Capital 9.75%
Total Capital Ratio 10.24%
Leverage Ratio 10.83%
Loan-to-Deposit 75.06%

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