MERRICK BANK

SOUTH JORDAN, UT | Large | Est. Sept. 22, 1997, midnight | FDIC #34519 | RSSD #2615190 | FDIC
Latest Report: 2025-12-31

MERRICK BANK is aln large FDIC-insured commercial bank headquartered in SOUTH JORDAN, UT, established in Sept. 22, 1997, midnight. As of 2025-12-31, the bank reported total assets of $9.3B and total deposits of $7.3B. Profitability stands at 1.64% ROA and 8.04% ROE, with a net interest margin of 20.41%. The bank's CET1 capital ratio is 20.09%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.53% and a Texas Ratio of 1.44%. FDIC Certificate #34519.

Assets

$9.3B

Deposits

$7.3B

Loans

$8.9B

Equity

$1.9B

Profitability

Return on Assets (ROA) 1.64%
Return on Equity (ROE) 8.04%
Net Interest Margin (NIM) 20.41%
Yield on Assets 23.61%
Cost of Funds 3.73%

Asset Quality

NPL Ratio 0.53%
Net Charge-Off Ratio 9.77%
Texas Ratio 1.44%
NPA Ratio 0.51%
ACL / Loans 15.33%

Capital & Liquidity

CET1 Ratio 20.09%
Tier 1 Capital 20.09%
Total Capital Ratio 21.50%
Leverage Ratio 19.34%
Loan-to-Deposit 122.95%

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