BanksMERRICK BANK

MERRICK BANK

SOUTH JORDAN, UTLargeEst. Sept. 22, 1997, midnightFDIC #34519RSSD #2615190FDIC
Latest · 2025-12-31

MERRICK BANK is an FDIC-insured commercial bank headquartered in SOUTH JORDAN, UT, established in Sept. 22, 1997, midnight. As of 2025-12-31, the bank reported total assets of $9.3B and total deposits of $7.3B. Profitability stands at 1.64% ROA and 8.04% ROE, with a net interest margin of 20.41%. CET1 capital ratio: 20.09%, well above regulatory minimums. NPL ratio: 0.53% · Texas Ratio: 1.44%. Operates 1 domestic branch.

Assets
$9.3B
Deposits
$7.3B
Loans
$8.9B
Equity
$1.9B

Profitability

Return on Assets (ROA)1.64%
Return on Equity (ROE)8.04%
Net Interest Margin20.41%
Yield on Assets23.61%
Cost of Funds3.77%

Asset Quality

NPL Ratio0.53%
Net Charge-Off Ratio9.77%
Texas Ratio1.44%
NPA Ratio0.51%
ACL / Loans15.33%

Capital & Liquidity

CET1 Ratio20.09%
Tier 1 Capital20.09%
Total Capital Ratio21.50%
Leverage Ratio19.34%
Loan-to-Deposit122.95%

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