TEXAS CAPITAL BANK

DALLAS, TX | Regional | Est. Oct. 3, 1997, midnight | FDIC #34383 | RSSD #2618780 | FED
Latest Report: 2025-12-31

TEXAS CAPITAL BANK is arn regional FDIC-insured commercial bank headquartered in DALLAS, TX, established in Oct. 3, 1997, midnight. As of 2025-12-31, the bank reported total assets of $31.3B and total deposits of $26.7B. Profitability stands at 1.31% ROA and 11.94% ROE, with a net interest margin of 3.72%. The bank's CET1 capital ratio is 13.01%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.50% and a Texas Ratio of 3.17%. FDIC Certificate #34383.

Assets

$31.3B

Deposits

$26.7B

Loans

$24.0B

Equity

$3.6B

Profitability

Return on Assets (ROA) 1.31%
Return on Equity (ROE) 11.94%
Net Interest Margin (NIM) 3.72%
Yield on Assets 6.07%
Cost of Funds 3.87%

Asset Quality

NPL Ratio 0.50%
Net Charge-Off Ratio 0.20%
Texas Ratio 3.17%
NPA Ratio 0.39%
ACL / Loans 1.13%

Capital & Liquidity

CET1 Ratio 13.01%
Tier 1 Capital 13.01%
Total Capital Ratio 14.20%
Leverage Ratio 11.18%
Loan-to-Deposit 89.92%

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