AVB BANK

BROKEN ARROW, OK | Medium | Est. Feb. 16, 1905, midnight | FDIC #2326 | RSSD #262059 | FDIC
Latest Report: 2025-12-31

AVB BANK is amn medium FDIC-insured commercial bank headquartered in BROKEN ARROW, OK, established in Feb. 16, 1905, midnight. As of 2025-12-31, the bank reported total assets of $548M and total deposits of $478M. Profitability stands at 1.59% ROA and 17.48% ROE, with a net interest margin of 4.55%. The bank's CET1 capital ratio is 12.63%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.44% and a Texas Ratio of 3.30%. FDIC Certificate #2326.

Assets

$548M

Deposits

$478M

Loans

$426M

Equity

$50M

Profitability

Return on Assets (ROA) 1.59%
Return on Equity (ROE) 17.48%
Net Interest Margin (NIM) 4.55%
Yield on Assets 6.36%
Cost of Funds 1.85%

Asset Quality

NPL Ratio 0.44%
Net Charge-Off Ratio 0.00%
Texas Ratio 3.30%
NPA Ratio 0.34%
ACL / Loans 1.66%

Capital & Liquidity

CET1 Ratio 12.63%
Tier 1 Capital 12.63%
Total Capital Ratio 13.89%
Leverage Ratio 10.10%
Loan-to-Deposit 89.21%

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