FIRST PORT CITY BANK

FIRST PORT CITY BANK is amn medium FDIC-insured commercial bank headquartered in BAINBRIDGE, GA, established in Oct. 7, 1974, midnight. As of 2025-12-31, the bank reported total assets of $583M and total deposits of $521M. Profitability stands at 1.52% ROA and 15.61% ROE, with a net interest margin of 5.26%. The bank's CET1 capital ratio is 13.49%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.56% and a Texas Ratio of 4.86%. FDIC Certificate #21784.