CRYSTAL LAKE BANK & TRUST COMPANY, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in CRYSTAL LAKE, IL, established in Dec. 19, 1997, midnight. As of 2025-12-31, the bank reported total assets of $2.1B and total deposits of $1.7B. Profitability stands at 1.53% ROA and 16.28% ROE, with a net interest margin of 3.41%. The bank's CET1 capital ratio is 11.50%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.58% and a Texas Ratio of 4.46%. FDIC Certificate #34681.
Assets
$2.1B
Deposits
$1.7B
Loans
$1.6B
Equity
$196M
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