NORTH AMERICAN BANKING COMPANY

ROSEVILLE, MN | Large | Est. July 21, 1998, midnight | FDIC #34836 | RSSD #2631846 | FED
Latest Report: 2025-12-31

NORTH AMERICAN BANKING COMPANY is aln large FDIC-insured commercial bank headquartered in ROSEVILLE, MN, established in July 21, 1998, midnight. As of 2025-12-31, the bank reported total assets of $1.5B and total deposits of $1.1B. Profitability stands at 2.05% ROA and 30.92% ROE, with a net interest margin of 2.94%. The bank's CET1 capital ratio is 14.25%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.44% and a Texas Ratio of 3.63%. FDIC Certificate #34836.

Assets

$1.5B

Deposits

$1.1B

Loans

$763M

Equity

$98M

Profitability

Return on Assets (ROA) 2.05%
Return on Equity (ROE) 30.92%
Net Interest Margin (NIM) 2.94%
Yield on Assets 5.00%
Cost of Funds 4.00%

Asset Quality

NPL Ratio 0.44%
Net Charge-Off Ratio 0.12%
Texas Ratio 3.63%
NPA Ratio 0.26%
ACL / Loans 1.15%

Capital & Liquidity

CET1 Ratio 14.25%
Tier 1 Capital 14.25%
Total Capital Ratio 15.24%
Leverage Ratio 8.57%
Loan-to-Deposit 68.54%

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