FIRST KENTUCKY BANK, INC.

MAYFIELD, KY | Medium | Est. Jan. 1, 1899, midnight | FDIC #21247 | RSSD #263243 | FDIC
Latest Report: 2025-12-31

FIRST KENTUCKY BANK, INC. is amn medium FDIC-insured commercial bank headquartered in MAYFIELD, KY, established in Jan. 1, 1899, midnight. As of 2025-12-31, the bank reported total assets of $588M and total deposits of $508M. Profitability stands at 1.08% ROA and 14.54% ROE, with a net interest margin of 3.56%. The bank's CET1 capital ratio is 13.34%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.19% and a Texas Ratio of 1.35%. FDIC Certificate #21247.

Assets

$588M

Deposits

$508M

Loans

$358M

Equity

$44M

Profitability

Return on Assets (ROA) 1.08%
Return on Equity (ROE) 14.54%
Net Interest Margin (NIM) 3.56%
Yield on Assets 5.44%
Cost of Funds 1.95%

Asset Quality

NPL Ratio 0.19%
Net Charge-Off Ratio 0.02%
Texas Ratio 1.35%
NPA Ratio 0.11%
ACL / Loans 1.35%

Capital & Liquidity

CET1 Ratio 13.34%
Tier 1 Capital 13.34%
Total Capital Ratio 14.54%
Leverage Ratio 9.07%
Loan-to-Deposit 70.53%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required