MACATAWA BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in HOLLAND, MI, established in Nov. 25, 1997, midnight. As of 2025-12-31, the bank reported total assets of $3.7B and total deposits of $3.1B. Profitability stands at 1.77% ROA and 11.43% ROE, with a net interest margin of 4.30%. CET1 capital ratio: 11.80%, well above regulatory minimums. NPL ratio: 0.10% · Texas Ratio: 0.47%. Operates 29 domestic branches.
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