BanksMACATAWA BANK, NATIONAL ASSOCIATION

MACATAWA BANK, NATIONAL ASSOCIATION

HOLLAND, MILargeEst. Nov. 25, 1997, midnightFDIC #34618RSSD #2634351OCC
Latest · 2025-12-31

MACATAWA BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in HOLLAND, MI, established in Nov. 25, 1997, midnight. As of 2025-12-31, the bank reported total assets of $3.7B and total deposits of $3.1B. Profitability stands at 1.77% ROA and 11.43% ROE, with a net interest margin of 4.30%. CET1 capital ratio: 11.80%, well above regulatory minimums. NPL ratio: 0.10% · Texas Ratio: 0.47%. Operates 29 domestic branches.

Assets
$3.7B
Deposits
$3.1B
Loans
$2.7B
Equity
$563M

Profitability

Return on Assets (ROA)1.77%
Return on Equity (ROE)11.43%
Net Interest Margin4.30%
Yield on Assets5.80%
Cost of Funds1.65%

Asset Quality

NPL Ratio0.10%
Net Charge-Off Ratio0.03%
Texas Ratio0.47%
NPA Ratio0.08%
ACL / Loans0.87%

Capital & Liquidity

CET1 Ratio11.80%
Tier 1 Capital11.80%
Total Capital Ratio12.69%
Leverage Ratio10.84%
Loan-to-Deposit88.54%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required