FIRST NATIONAL BANK OF WAVERLY, THE

FIRST NATIONAL BANK OF WAVERLY, THE is asn small FDIC-insured commercial bank headquartered in WAVERLY, OH, established in Jan. 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $196M and total deposits of $173M. Profitability stands at 0.36% ROA and 4.08% ROE, with a net interest margin of 2.76%. The bank's CET1 capital ratio is 20.56%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.16% and a Texas Ratio of 15.54%. FDIC Certificate #6725.