LENDINGCLUB BANK, NATIONAL ASSOCIATION

LEHI, UT | Regional | Est. Aug. 26, 1987, midnight | FDIC #32551 | RSSD #264772 | OCC
Latest Report: 2025-12-31

LENDINGCLUB BANK, NATIONAL ASSOCIATION is arn regional FDIC-insured commercial bank headquartered in LEHI, UT, established in Aug. 26, 1987, midnight. As of 2025-12-31, the bank reported total assets of $11.5B and total deposits of $9.9B. Profitability stands at 1.38% ROA and 12.12% ROE, with a net interest margin of 6.31%. The bank's CET1 capital ratio is 15.47%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.96% and a Texas Ratio of 3.93%. FDIC Certificate #32551.

Assets

$11.5B

Deposits

$9.9B

Loans

$6.5B

Equity

$1.3B

Profitability

Return on Assets (ROA) 1.38%
Return on Equity (ROE) 12.12%
Net Interest Margin (NIM) 6.31%
Yield on Assets 9.70%
Cost of Funds 3.88%

Asset Quality

NPL Ratio 0.96%
Net Charge-Off Ratio 2.33%
Texas Ratio 3.93%
NPA Ratio 0.54%
ACL / Loans 4.24%

Capital & Liquidity

CET1 Ratio 15.47%
Tier 1 Capital 15.47%
Total Capital Ratio 16.75%
Leverage Ratio 10.68%
Loan-to-Deposit 65.41%

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