BanksLENDINGCLUB BANK, NATIONAL ASSOCIATION

LENDINGCLUB BANK, NATIONAL ASSOCIATION

LEHI, UTRegionalEst. Aug. 26, 1987, midnightFDIC #32551RSSD #264772OCC
Latest · 2025-12-31

LENDINGCLUB BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in LEHI, UT, established in Aug. 26, 1987, midnight. As of 2025-12-31, the bank reported total assets of $11.5B and total deposits of $9.9B. Profitability stands at 1.38% ROA and 12.12% ROE, with a net interest margin of 6.31%. CET1 capital ratio: 15.47%, well above regulatory minimums. NPL ratio: 0.96% · Texas Ratio: 3.93%. Operates 3 domestic branches.

Assets
$11.5B
Deposits
$9.9B
Loans
$6.5B
Equity
$1.3B

Profitability

Return on Assets (ROA)1.38%
Return on Equity (ROE)12.12%
Net Interest Margin6.31%
Yield on Assets9.70%
Cost of Funds3.60%

Asset Quality

NPL Ratio0.96%
Net Charge-Off Ratio2.33%
Texas Ratio3.93%
NPA Ratio0.54%
ACL / Loans4.24%

Capital & Liquidity

CET1 Ratio15.47%
Tier 1 Capital15.47%
Total Capital Ratio16.75%
Leverage Ratio10.68%
Loan-to-Deposit65.41%

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