CEDAR HILL NATIONAL BANK

CHARLOTTE, NC | Micro | Est. Feb. 2, 1998, midnight | FDIC #34478 | RSSD #2651899 | OCC
Latest Report: 2025-12-31

CEDAR HILL NATIONAL BANK is amn micro FDIC-insured commercial bank headquartered in CHARLOTTE, NC, established in Feb. 2, 1998, midnight. As of 2025-12-31, the bank reported total assets of $16M and total deposits of $2M. Profitability stands at 5.93% ROA and 8.30% ROE, with a net interest margin of 3.94%. The bank's CET1 capital ratio is 91.87%, well above the regulatory minimum. FDIC Certificate #34478.

Assets

$16M

Deposits

$2M

Loans

$0

Equity

$11M

Profitability

Return on Assets (ROA) 5.93%
Return on Equity (ROE) 8.30%
Net Interest Margin (NIM) 3.94%
Yield on Assets 4.22%
Cost of Funds 2.00%

Asset Quality

NPL Ratio --
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans --

Capital & Liquidity

CET1 Ratio 91.87%
Tier 1 Capital 91.87%
Total Capital Ratio 91.87%
Leverage Ratio 71.02%
Loan-to-Deposit 0.00%

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