STOCKGROWERS STATE BANK, THE

MAPLE HILL, KS | Small | Est. Jan. 1, 1906, midnight | FDIC #18165 | RSSD #265452 | FDIC
Latest Report: 2025-12-31

STOCKGROWERS STATE BANK, THE is asn small FDIC-insured commercial bank headquartered in MAPLE HILL, KS, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $128M and total deposits of $95M. Profitability stands at 1.77% ROA and 15.25% ROE, with a net interest margin of 4.53%. The bank's CET1 capital ratio is 10.48%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.20% and a Texas Ratio of 1.04%. FDIC Certificate #18165.

Assets

$128M

Deposits

$95M

Loans

$84M

Equity

$15M

Profitability

Return on Assets (ROA) 1.77%
Return on Equity (ROE) 15.25%
Net Interest Margin (NIM) 4.53%
Yield on Assets 6.52%
Cost of Funds 2.10%

Asset Quality

NPL Ratio 0.20%
Net Charge-Off Ratio 0.03%
Texas Ratio 1.04%
NPA Ratio 0.13%
ACL / Loans 1.49%

Capital & Liquidity

CET1 Ratio 10.48%
Tier 1 Capital 10.48%
Total Capital Ratio 11.00%
Leverage Ratio 11.86%
Loan-to-Deposit 88.43%

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