BanksSTOCKGROWERS STATE BANK, THE

STOCKGROWERS STATE BANK, THE

MAPLE HILL, KSSmallEst. Jan. 1, 1906, midnightFDIC #18165RSSD #265452FDIC
Latest · 2025-12-31

STOCKGROWERS STATE BANK, THE is an FDIC-insured commercial bank headquartered in MAPLE HILL, KS, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $128M and total deposits of $95M. Profitability stands at 1.77% ROA and 15.25% ROE, with a net interest margin of 4.53%. CET1 capital ratio: 11.00%, well above regulatory minimums. NPL ratio: 0.20% · Texas Ratio: 1.04%. Operates 4 domestic branches.

Assets
$128M
Deposits
$95M
Loans
$84M
Equity
$15M

Profitability

Return on Assets (ROA)1.77%
Return on Equity (ROE)15.25%
Net Interest Margin4.53%
Yield on Assets6.52%
Cost of Funds2.10%

Asset Quality

NPL Ratio0.20%
Net Charge-Off Ratio0.03%
Texas Ratio1.04%
NPA Ratio0.13%
ACL / Loans1.49%

Capital & Liquidity

CET1 Ratio11.00%
Tier 1 Capital11.00%
Total Capital Ratio11.55%
Leverage Ratio11.86%
Loan-to-Deposit88.43%

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