BanksPRINCIPAL BANK

PRINCIPAL BANK

DES MOINES, IALargeEst. Feb. 12, 1998, midnightFDIC #34507RSSD #2654911OCC
Latest · 2025-12-31

PRINCIPAL BANK is an FDIC-insured commercial bank headquartered in DES MOINES, IA, established in Feb. 12, 1998, midnight. As of 2025-12-31, the bank reported total assets of $9.3B and total deposits of $8.8B. Profitability stands at 1.64% ROA and 31.61% ROE, with a net interest margin of 2.67%. CET1 capital ratio: 15.46%, well above regulatory minimums. NPL ratio: 0.47% · Texas Ratio: 2.67%. Operates 1 domestic branch.

Assets
$9.3B
Deposits
$8.8B
Loans
$2.9B
Equity
$491M

Profitability

Return on Assets (ROA)1.64%
Return on Equity (ROE)31.61%
Net Interest Margin2.67%
Yield on Assets4.55%
Cost of Funds1.84%

Asset Quality

NPL Ratio0.47%
Net Charge-Off Ratio-0.16%
Texas Ratio2.67%
NPA Ratio0.14%
ACL / Loans0.29%

Capital & Liquidity

CET1 Ratio15.46%
Tier 1 Capital15.46%
Total Capital Ratio15.65%
Leverage Ratio7.22%
Loan-to-Deposit32.49%

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