PEOPLE'S BANK OF COMMERCE

MEDFORD, OR | Medium | Est. March 2, 1998, midnight | FDIC #34685 | RSSD #2661861 | FDIC
Latest Report: 2025-12-31

PEOPLE'S BANK OF COMMERCE is amn medium FDIC-insured commercial bank headquartered in MEDFORD, OR, established in March 2, 1998, midnight. As of 2025-12-31, the bank reported total assets of $789M and total deposits of $662M. Profitability stands at 1.33% ROA and 9.48% ROE, with a net interest margin of 4.63%. The bank's CET1 capital ratio is 13.52%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.66% and a Texas Ratio of 3.23%. FDIC Certificate #34685.

Assets

$789M

Deposits

$662M

Loans

$583M

Equity

$113M

Profitability

Return on Assets (ROA) 1.33%
Return on Equity (ROE) 9.48%
Net Interest Margin (NIM) 4.63%
Yield on Assets 5.99%
Cost of Funds 1.49%

Asset Quality

NPL Ratio 0.66%
Net Charge-Off Ratio 0.02%
Texas Ratio 3.23%
NPA Ratio 0.49%
ACL / Loans 1.10%

Capital & Liquidity

CET1 Ratio 13.52%
Tier 1 Capital 13.52%
Total Capital Ratio 14.20%
Leverage Ratio 14.16%
Loan-to-Deposit 88.00%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required