INDEPENDENT BANK is aln large FDIC-insured commercial bank headquartered in MEMPHIS, TN, established in April 20, 1998, midnight. As of 2025-12-31, the bank reported total assets of $1.8B and total deposits of $1.5B. Profitability stands at 1.24% ROA and 11.42% ROE, with a net interest margin of 3.91%. The bank's CET1 capital ratio is 10.45%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 1.57%. FDIC Certificate #34728.
Assets
$1.8B
Deposits
$1.5B
Loans
$1.3B
Equity
$193M
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