FIRST BANK AND TRUST OF FULLERTON

FULLERTON, NE | Small | Est. Oct. 1, 1881, midnight | FDIC #5405 | RSSD #266655 | FED
Latest Report: 2025-12-31

FIRST BANK AND TRUST OF FULLERTON is asn small FDIC-insured commercial bank headquartered in FULLERTON, NE, established in Oct. 1, 1881, midnight. As of 2025-12-31, the bank reported total assets of $111M and total deposits of $86M. Profitability stands at 1.01% ROA and 8.04% ROE, with a net interest margin of 3.25%. The bank's CET1 capital ratio is 12.62%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #5405.

Assets

$111M

Deposits

$86M

Loans

$74M

Equity

$14M

Profitability

Return on Assets (ROA) 1.01%
Return on Equity (ROE) 8.04%
Net Interest Margin (NIM) 3.25%
Yield on Assets 5.39%
Cost of Funds 2.63%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.30%

Capital & Liquidity

CET1 Ratio 12.62%
Tier 1 Capital 12.62%
Total Capital Ratio 13.26%
Leverage Ratio 13.33%
Loan-to-Deposit 85.26%

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