FARMERS AND MERCHANTS BANK OF ST. CLAIR

FARMERS AND MERCHANTS BANK OF ST. CLAIR is asn small FDIC-insured commercial bank headquartered in SAINT CLAIR, MO, established in May 2, 1913, midnight. As of 2025-12-31, the bank reported total assets of $336M and total deposits of $286M. Profitability stands at 1.15% ROA and 10.17% ROE, with a net interest margin of 4.09%. The bank's CET1 capital ratio is 17.83%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 0.16%. FDIC Certificate #14056.