MONTICELLO BANKING COMPANY is aln large FDIC-insured commercial bank headquartered in MONTICELLO, KY, established in Jan. 1, 1895, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $939M. Profitability stands at 1.32% ROA and 16.28% ROE, with a net interest margin of 3.66%. The bank's CET1 capital ratio is 8.36%. Asset quality metrics show a non-performing loan ratio of 0.31% and a Texas Ratio of 2.47%. FDIC Certificate #292.
Assets
$1.1B
Deposits
$939M
Loans
$819M
Equity
$95M
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