BanksVANTAGE BANK TEXAS

VANTAGE BANK TEXAS

SAN ANTONIO, TXLargeEst. Nov. 6, 1923, midnightFDIC #3405RSSD #26765FED
Latest · 2025-12-31

VANTAGE BANK TEXAS is an FDIC-insured commercial bank headquartered in SAN ANTONIO, TX, established in Nov. 6, 1923, midnight. As of 2025-12-31, the bank reported total assets of $4.9B and total deposits of $4.5B. Profitability stands at 1.69% ROA and 19.92% ROE, with a net interest margin of 4.12%. CET1 capital ratio: 10.76%, well above regulatory minimums. NPL ratio: 0.71% · Texas Ratio: 6.01%. Operates 23 domestic branches.

Assets
$4.9B
Deposits
$4.5B
Loans
$3.8B
Equity
$426M

Profitability

Return on Assets (ROA)1.69%
Return on Equity (ROE)19.92%
Net Interest Margin4.12%
Yield on Assets6.36%
Cost of Funds2.27%

Asset Quality

NPL Ratio0.71%
Net Charge-Off Ratio0.04%
Texas Ratio6.01%
NPA Ratio0.58%
ACL / Loans1.31%

Capital & Liquidity

CET1 Ratio10.76%
Tier 1 Capital10.76%
Total Capital Ratio12.01%
Leverage Ratio8.88%
Loan-to-Deposit85.24%

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