SECURITY STATE BANK OF AITKIN

AITKIN, MN | Small | Est. Dec. 23, 1947, midnight | FDIC #16656 | RSSD #267652 | FDIC
Latest Report: 2025-12-31

SECURITY STATE BANK OF AITKIN is asn small FDIC-insured commercial bank headquartered in AITKIN, MN, established in Dec. 23, 1947, midnight. As of 2025-12-31, the bank reported total assets of $113M and total deposits of $105M. Profitability stands at 0.77% ROA and 13.61% ROE, with a net interest margin of 3.96%. The bank's CET1 capital ratio is 5.89%, below regulatory well-capitalized thresholds. Asset quality metrics show a non-performing loan ratio of 2.52% and a Texas Ratio of 24.47%. FDIC Certificate #16656.

Assets

$113M

Deposits

$105M

Loans

$54M

Equity

$7M

Profitability

Return on Assets (ROA) 0.77%
Return on Equity (ROE) 13.61%
Net Interest Margin (NIM) 3.96%
Yield on Assets 5.15%
Cost of Funds 1.17%

Asset Quality

NPL Ratio 2.52%
Net Charge-Off Ratio 0.02%
Texas Ratio 24.47%
NPA Ratio 1.68%
ACL / Loans 2.03%

Capital & Liquidity

CET1 Ratio 5.89%
Tier 1 Capital 5.89%
Total Capital Ratio 6.18%
Leverage Ratio 10.69%
Loan-to-Deposit 51.45%

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