MASCOMA BANK

LEBANON, NH | Large | Est. Jan. 1, 1899, midnight | FDIC #18013 | RSSD #268006 | FED
Latest Report: 2025-12-31

MASCOMA BANK is aln large FDIC-insured commercial bank headquartered in LEBANON, NH, established in Jan. 1, 1899, midnight. As of 2025-12-31, the bank reported total assets of $3.0B and total deposits of $2.7B. Profitability stands at 0.78% ROA and 9.32% ROE, with a net interest margin of 3.32%. The bank's CET1 capital ratio is 11.96%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.08% and a Texas Ratio of 0.75%. FDIC Certificate #18013.

Assets

$3.0B

Deposits

$2.7B

Loans

$2.5B

Equity

$252M

Profitability

Return on Assets (ROA) 0.78%
Return on Equity (ROE) 9.32%
Net Interest Margin (NIM) 3.32%
Yield on Assets 5.04%
Cost of Funds 2.09%

Asset Quality

NPL Ratio 0.08%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.75%
NPA Ratio 0.07%
ACL / Loans 0.74%

Capital & Liquidity

CET1 Ratio 11.96%
Tier 1 Capital 11.96%
Total Capital Ratio 12.83%
Leverage Ratio 8.89%
Loan-to-Deposit 93.13%

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