AMERICAN BANK OF OKLAHOMA

COLLINSVILLE, OK | Small | RSSD #2684552
Latest Report: 2025-12-31

AMERICAN BANK OF OKLAHOMA is asn small FDIC-insured commercial bank headquartered in COLLINSVILLE, OK. As of 2025-12-31, the bank reported total assets of $395M and total deposits of $329M. Profitability stands at 1.25% ROA and 11.45% ROE, with a net interest margin of -12.78%. The bank's CET1 capital ratio is 14.23%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.22% and a Texas Ratio of 11.42%.

Assets

$395M

Deposits

$329M

Loans

$243M

Equity

$49M

Profitability

Return on Assets (ROA) 1.25%
Return on Equity (ROE) 11.45%
Net Interest Margin (NIM) -12.78%
Yield on Assets -18.50%
Cost of Funds --

Asset Quality

NPL Ratio 2.22%
Net Charge-Off Ratio 0.01%
Texas Ratio 11.42%
NPA Ratio 1.65%
ACL / Loans 3.31%

Capital & Liquidity

CET1 Ratio 14.23%
Tier 1 Capital 14.23%
Total Capital Ratio 15.50%
Leverage Ratio 9.68%
Loan-to-Deposit 73.78%

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