CARVER FEDERAL SAVINGS BANK

NEW YORK, NY | Medium | Est. Jan. 1, 1948, midnight | FDIC #30394 | RSSD #268677 | OCC
Latest Report: 2025-12-31

CARVER FEDERAL SAVINGS BANK is amn medium FDIC-insured commercial bank headquartered in NEW YORK, NY, established in Jan. 1, 1948, midnight. As of 2025-12-31, the bank reported total assets of $696M and total deposits of $585M. Profitability stands at -0.59% ROA and -8.17% ROE, with a net interest margin of 3.72%. The bank's CET1 capital ratio is 10.32%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 5.57% and a Texas Ratio of 58.27%. FDIC Certificate #30394.

Assets

$696M

Deposits

$585M

Loans

$582M

Equity

$50M

Profitability

Return on Assets (ROA) -0.59%
Return on Equity (ROE) -8.17%
Net Interest Margin (NIM) 3.72%
Yield on Assets 5.59%
Cost of Funds 1.89%

Asset Quality

NPL Ratio 5.57%
Net Charge-Off Ratio 0.08%
Texas Ratio 58.27%
NPA Ratio 4.67%
ACL / Loans 1.02%

Capital & Liquidity

CET1 Ratio 10.32%
Tier 1 Capital 10.32%
Total Capital Ratio 11.34%
Leverage Ratio 8.64%
Loan-to-Deposit 99.48%

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