PREMIER BANK

DUBUQUE, IA | Small | Est. Oct. 13, 1998, midnight | FDIC #34849 | RSSD #2687133 | FED
Latest Report: 2025-12-31

PREMIER BANK is asn small FDIC-insured commercial bank headquartered in DUBUQUE, IA, established in Oct. 13, 1998, midnight. As of 2025-12-31, the bank reported total assets of $365M and total deposits of $310M. Profitability stands at 1.04% ROA and 12.59% ROE, with a net interest margin of 3.38%. The bank's CET1 capital ratio is 13.11%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.28% and a Texas Ratio of 2.20%. FDIC Certificate #34849.

Assets

$365M

Deposits

$310M

Loans

$255M

Equity

$30M

Profitability

Return on Assets (ROA) 1.04%
Return on Equity (ROE) 12.59%
Net Interest Margin (NIM) 3.38%
Yield on Assets 4.93%
Cost of Funds 1.66%

Asset Quality

NPL Ratio 0.28%
Net Charge-Off Ratio 0.08%
Texas Ratio 2.20%
NPA Ratio 0.19%
ACL / Loans 0.97%

Capital & Liquidity

CET1 Ratio 13.11%
Tier 1 Capital 13.11%
Total Capital Ratio 14.17%
Leverage Ratio 9.54%
Loan-to-Deposit 82.41%

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