LAKE CENTRAL BANK is asn small FDIC-insured commercial bank headquartered in ANNANDALE, MN, established in Aug. 15, 1893, midnight. As of 2025-12-31, the bank reported total assets of $287M and total deposits of $246M. Profitability stands at 2.12% ROA and 20.46% ROE, with a net interest margin of 4.44%. The bank's CET1 capital ratio is 14.25%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.03%. FDIC Certificate #10989.
Assets
$287M
Deposits
$246M
Loans
$190M
Equity
$31M
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