BanksTOWN BANK, NATIONAL ASSOCIATION

TOWN BANK, NATIONAL ASSOCIATION

HARTLAND, WILargeEst. July 23, 1998, midnightFDIC #34717RSSD #2693264OCC
Latest · 2025-12-31

TOWN BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in HARTLAND, WI, established in July 23, 1998, midnight. As of 2025-12-31, the bank reported total assets of $4.5B and total deposits of $3.7B. Profitability stands at 1.21% ROA and 11.98% ROE, with a net interest margin of 3.09%. CET1 capital ratio: 11.38%, well above regulatory minimums. NPL ratio: 0.12% · Texas Ratio: 1.09%. Operates 24 domestic branches.

Assets
$4.5B
Deposits
$3.7B
Loans
$3.3B
Equity
$465M

Profitability

Return on Assets (ROA)1.21%
Return on Equity (ROE)11.98%
Net Interest Margin3.09%
Yield on Assets5.30%
Cost of Funds2.29%

Asset Quality

NPL Ratio0.12%
Net Charge-Off Ratio0.06%
Texas Ratio1.09%
NPA Ratio0.12%
ACL / Loans0.61%

Capital & Liquidity

CET1 Ratio11.38%
Tier 1 Capital11.38%
Total Capital Ratio12.07%
Leverage Ratio9.53%
Loan-to-Deposit89.36%

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