ARMSTRONG COUNTY BUILDING AND LOAN ASSOCIATION

FORD CITY, PA | Micro | Est. Jan. 1, 1925, midnight | FDIC #29471 | RSSD #269571 | FDIC
Latest Report: 2025-12-31

ARMSTRONG COUNTY BUILDING AND LOAN ASSOCIATION is amn micro FDIC-insured commercial bank headquartered in FORD CITY, PA, established in Jan. 1, 1925, midnight. As of 2025-12-31, the bank reported total assets of $95M and total deposits of $83M. Profitability stands at 0.00% ROA and -0.03% ROE, with a net interest margin of 1.30%. The bank's CET1 capital ratio is 27.72%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #29471.

Assets

$95M

Deposits

$83M

Loans

$64M

Equity

$12M

Profitability

Return on Assets (ROA) 0.00%
Return on Equity (ROE) -0.03%
Net Interest Margin (NIM) 1.30%
Yield on Assets 4.74%
Cost of Funds 4.08%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.56%

Capital & Liquidity

CET1 Ratio 27.72%
Tier 1 Capital 27.72%
Total Capital Ratio 28.57%
Leverage Ratio 12.27%
Loan-to-Deposit 77.47%

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