BanksARMSTRONG COUNTY BUILDING AND LOAN ASSOCIATION

ARMSTRONG COUNTY BUILDING AND LOAN ASSOCIATION

FORD CITY, PAMicroEst. Jan. 1, 1925, midnightFDIC #29471RSSD #269571FDIC
Latest · 2025-12-31

ARMSTRONG COUNTY BUILDING AND LOAN ASSOCIATION is an FDIC-insured commercial bank headquartered in FORD CITY, PA, established in Jan. 1, 1925, midnight. As of 2025-12-31, the bank reported total assets of $95M and total deposits of $83M. Profitability stands at 0.00% ROA and -0.03% ROE, with a net interest margin of 1.30%. CET1 capital ratio: 27.72%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$95M
Deposits
$83M
Loans
$64M
Equity
$12M

Profitability

Return on Assets (ROA)0.00%
Return on Equity (ROE)-0.03%
Net Interest Margin1.30%
Yield on Assets4.74%
Cost of Funds3.63%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.56%

Capital & Liquidity

CET1 Ratio27.72%
Tier 1 Capital27.72%
Total Capital Ratio28.57%
Leverage Ratio12.27%
Loan-to-Deposit77.47%

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