FIRST COMMUNITY BANK OF HILLSBORO

HILLSBORO, IL | Small | Est. May 29, 1998, midnight | FDIC #34752 | RSSD #2696180 | FDIC
Latest Report: 2025-12-31

FIRST COMMUNITY BANK OF HILLSBORO is asn small FDIC-insured commercial bank headquartered in HILLSBORO, IL, established in May 29, 1998, midnight. As of 2025-12-31, the bank reported total assets of $137M and total deposits of $104M. Profitability stands at 0.87% ROA and 8.91% ROE, with a net interest margin of 3.05%. The bank's CET1 capital ratio is 10.11%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #34752.

Assets

$137M

Deposits

$104M

Loans

$87M

Equity

$14M

Profitability

Return on Assets (ROA) 0.87%
Return on Equity (ROE) 8.91%
Net Interest Margin (NIM) 3.05%
Yield on Assets 4.68%
Cost of Funds 1.67%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.04%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.97%

Capital & Liquidity

CET1 Ratio 10.11%
Tier 1 Capital 10.11%
Total Capital Ratio 10.61%
Leverage Ratio 10.91%
Loan-to-Deposit 83.76%

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