FARMERS AND MERCHANTS STATE BANK OF APPLETON

FARMERS AND MERCHANTS STATE BANK OF APPLETON is amn micro FDIC-insured commercial bank headquartered in APPLETON, MN, established in Feb. 20, 1915, midnight. As of 2025-12-31, the bank reported total assets of $60M and total deposits of $51M. Profitability stands at 3.99% ROA and 29.93% ROE, with a net interest margin of 5.20%. The bank's CET1 capital ratio is 13.58%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.31% and a Texas Ratio of 7.24%. FDIC Certificate #8845.