FARMERS AND MERCHANTS STATE BANK OF APPLETON is an FDIC-insured commercial bank headquartered in APPLETON, MN, established in Feb. 20, 1915, midnight. As of 2025-12-31, the bank reported total assets of $60M and total deposits of $51M. Profitability stands at 3.99% ROA and 29.93% ROE, with a net interest margin of 5.20%. CET1 capital ratio: 13.58%, well above regulatory minimums. NPL ratio: 1.31% · Texas Ratio: 7.24%. Operates 1 domestic branch.
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