CITY FIRST BANK, NATIONAL ASSOCIATION

WASHINGTON, DC | Large | Est. Nov. 24, 1998, midnight | FDIC #34352 | RSSD #2697963 | OCC
Latest Report: 2025-12-31

CITY FIRST BANK, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in WASHINGTON, DC, established in Nov. 24, 1998, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $988M. Profitability stands at 0.31% ROA and 2.19% ROE, with a net interest margin of 2.93%. The bank's CET1 capital ratio is 13.89%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.33% and a Texas Ratio of 1.70%. FDIC Certificate #34352.

Assets

$1.3B

Deposits

$988M

Loans

$1.0B

Equity

$188M

Profitability

Return on Assets (ROA) 0.31%
Return on Equity (ROE) 2.19%
Net Interest Margin (NIM) 2.93%
Yield on Assets 5.40%
Cost of Funds 3.18%

Asset Quality

NPL Ratio 0.33%
Net Charge-Off Ratio 0.11%
Texas Ratio 1.70%
NPA Ratio 0.25%
ACL / Loans 0.93%

Capital & Liquidity

CET1 Ratio 13.89%
Tier 1 Capital 13.89%
Total Capital Ratio 14.58%
Leverage Ratio 14.12%
Loan-to-Deposit 103.89%

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