WEX BANK

SANDY, UT | Large | Est. June 1, 1998, midnight | FDIC #34697 | RSSD #2700984 | FDIC
Latest Report: 2025-12-31

WEX BANK is aln large FDIC-insured commercial bank headquartered in SANDY, UT, established in June 1, 1998, midnight. As of 2025-12-31, the bank reported total assets of $8.4B and total deposits of $6.3B. Profitability stands at 4.47% ROA and 49.65% ROE, with a net interest margin of 9.99%. The bank's CET1 capital ratio is 14.98%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.08% and a Texas Ratio of 0.28%. FDIC Certificate #34697.

Assets

$8.4B

Deposits

$6.3B

Loans

$3.0B

Equity

$767M

Profitability

Return on Assets (ROA) 4.47%
Return on Equity (ROE) 49.65%
Net Interest Margin (NIM) 9.99%
Yield on Assets 13.29%
Cost of Funds 3.45%

Asset Quality

NPL Ratio 0.08%
Net Charge-Off Ratio 1.46%
Texas Ratio 0.28%
NPA Ratio 0.03%
ACL / Loans 1.62%

Capital & Liquidity

CET1 Ratio 14.98%
Tier 1 Capital 14.98%
Total Capital Ratio 15.94%
Leverage Ratio 9.04%
Loan-to-Deposit 47.93%

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