BanksWEX BANK

WEX BANK

SANDY, UTLargeEst. June 1, 1998, midnightFDIC #34697RSSD #2700984FDIC
Latest · 2025-12-31

WEX BANK is an FDIC-insured commercial bank headquartered in SANDY, UT, established in June 1, 1998, midnight. As of 2025-12-31, the bank reported total assets of $8.4B and total deposits of $6.3B. Profitability stands at 4.47% ROA and 49.65% ROE, with a net interest margin of 9.99%. CET1 capital ratio: 14.98%, well above regulatory minimums. NPL ratio: 0.08% · Texas Ratio: 0.28%. Operates 1 domestic branch.

Assets
$8.4B
Deposits
$6.3B
Loans
$3.0B
Equity
$767M

Profitability

Return on Assets (ROA)4.47%
Return on Equity (ROE)49.65%
Net Interest Margin9.99%
Yield on Assets13.29%
Cost of Funds3.45%

Asset Quality

NPL Ratio0.08%
Net Charge-Off Ratio1.46%
Texas Ratio0.28%
NPA Ratio0.03%
ACL / Loans1.62%

Capital & Liquidity

CET1 Ratio14.98%
Tier 1 Capital14.98%
Total Capital Ratio15.94%
Leverage Ratio9.04%
Loan-to-Deposit47.93%

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