COMMUNITY BANK OF OELWEIN

OELWEIN, IA | Small | Est. Oct. 1, 1998, midnight | FDIC #34857 | RSSD #2702764 | FDIC
Latest Report: 2025-12-31

COMMUNITY BANK OF OELWEIN is asn small FDIC-insured commercial bank headquartered in OELWEIN, IA, established in Oct. 1, 1998, midnight. As of 2025-12-31, the bank reported total assets of $103M and total deposits of $83M. Profitability stands at 0.80% ROA and 6.39% ROE, with a net interest margin of 2.84%. The bank's CET1 capital ratio is 12.64%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.13% and a Texas Ratio of 3.33%. FDIC Certificate #34857.

Assets

$103M

Deposits

$83M

Loans

$66M

Equity

$13M

Profitability

Return on Assets (ROA) 0.80%
Return on Equity (ROE) 6.39%
Net Interest Margin (NIM) 2.84%
Yield on Assets 5.26%
Cost of Funds 2.80%

Asset Quality

NPL Ratio 0.13%
Net Charge-Off Ratio 0.13%
Texas Ratio 3.33%
NPA Ratio 0.44%
ACL / Loans 0.80%

Capital & Liquidity

CET1 Ratio 12.64%
Tier 1 Capital 12.64%
Total Capital Ratio 13.27%
Leverage Ratio 13.15%
Loan-to-Deposit 79.75%

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