ARLINGTON STATE BANK

ARLINGTON, MN | Micro | Est. June 4, 1895, midnight | FDIC #1391 | RSSD #270353 | FDIC
Latest Report: 2025-12-31

ARLINGTON STATE BANK is amn micro FDIC-insured commercial bank headquartered in ARLINGTON, MN, established in June 4, 1895, midnight. As of 2025-12-31, the bank reported total assets of $55M and total deposits of $51M. Profitability stands at 0.29% ROA and 4.63% ROE, with a net interest margin of 2.76%. The bank's CET1 capital ratio is 23.41%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 0.13%. FDIC Certificate #1391.

Assets

$55M

Deposits

$51M

Loans

$20M

Equity

$4M

Profitability

Return on Assets (ROA) 0.29%
Return on Equity (ROE) 4.63%
Net Interest Margin (NIM) 2.76%
Yield on Assets 3.77%
Cost of Funds 1.45%

Asset Quality

NPL Ratio 0.03%
Net Charge-Off Ratio 0.04%
Texas Ratio 0.13%
NPA Ratio 0.01%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 23.41%
Tier 1 Capital 23.41%
Total Capital Ratio 24.23%
Leverage Ratio 10.61%
Loan-to-Deposit 39.21%

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