METROPOLITAN COMMERCIAL BANK

NEW YORK, NY | Large | Est. June 21, 1999, midnight | FDIC #34699 | RSSD #2705895 | FED
Latest Report: 2025-12-31

METROPOLITAN COMMERCIAL BANK is aln large FDIC-insured commercial bank headquartered in NEW YORK, NY, established in June 21, 1999, midnight. As of 2025-12-31, the bank reported total assets of $8.3B and total deposits of $7.4B. Profitability stands at 1.46% ROA and 16.62% ROE, with a net interest margin of 4.52%. The bank's CET1 capital ratio is 10.49%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.28% and a Texas Ratio of 10.54%. FDIC Certificate #34699.

Assets

$8.3B

Deposits

$7.4B

Loans

$6.8B

Equity

$727M

Profitability

Return on Assets (ROA) 1.46%
Return on Equity (ROE) 16.62%
Net Interest Margin (NIM) 4.52%
Yield on Assets 7.25%
Cost of Funds 6.82%

Asset Quality

NPL Ratio 1.28%
Net Charge-Off Ratio 0.05%
Texas Ratio 10.54%
NPA Ratio 1.05%
ACL / Loans 1.43%

Capital & Liquidity

CET1 Ratio 10.49%
Tier 1 Capital 10.49%
Total Capital Ratio 11.74%
Leverage Ratio 9.06%
Loan-to-Deposit 91.63%

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