BanksMETROPOLITAN COMMERCIAL BANK

METROPOLITAN COMMERCIAL BANK

NEW YORK, NYLargeEst. June 21, 1999, midnightFDIC #34699RSSD #2705895FED
Latest · 2025-12-31

METROPOLITAN COMMERCIAL BANK is an FDIC-insured commercial bank headquartered in NEW YORK, NY, established in June 21, 1999, midnight. As of 2025-12-31, the bank reported total assets of $8.3B and total deposits of $7.4B. Profitability stands at 1.46% ROA and 16.62% ROE, with a net interest margin of 4.52%. CET1 capital ratio: 10.49%, well above regulatory minimums. NPL ratio: 1.28% · Texas Ratio: 10.54%. Operates 8 domestic branches.

Assets
$8.3B
Deposits
$7.4B
Loans
$6.8B
Equity
$727M

Profitability

Return on Assets (ROA)1.46%
Return on Equity (ROE)16.62%
Net Interest Margin4.52%
Yield on Assets7.25%
Cost of Funds2.81%

Asset Quality

NPL Ratio1.28%
Net Charge-Off Ratio0.05%
Texas Ratio10.54%
NPA Ratio1.05%
ACL / Loans1.43%

Capital & Liquidity

CET1 Ratio10.49%
Tier 1 Capital10.49%
Total Capital Ratio11.74%
Leverage Ratio9.06%
Loan-to-Deposit91.63%

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