SECURITY STATE BANK

ALEXANDRIA, SD | Small | Est. July 1, 1946, midnight | FDIC #16448 | RSSD #270652 | FDIC
Latest Report: 2025-12-31

SECURITY STATE BANK is asn small FDIC-insured commercial bank headquartered in ALEXANDRIA, SD, established in July 1, 1946, midnight. As of 2025-12-31, the bank reported total assets of $107M and total deposits of $99M. Profitability stands at -1.71% ROA and -24.15% ROE, with a net interest margin of 3.91%. The bank's CET1 capital ratio is 12.33%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.80% and a Texas Ratio of 12.82%. FDIC Certificate #16448.

Assets

$107M

Deposits

$99M

Loans

$58M

Equity

$7M

Profitability

Return on Assets (ROA) -1.71%
Return on Equity (ROE) -24.15%
Net Interest Margin (NIM) 3.91%
Yield on Assets 5.90%
Cost of Funds 2.74%

Asset Quality

NPL Ratio 1.80%
Net Charge-Off Ratio 4.90%
Texas Ratio 12.82%
NPA Ratio 0.96%
ACL / Loans 1.25%

Capital & Liquidity

CET1 Ratio 12.33%
Tier 1 Capital 12.33%
Total Capital Ratio 13.38%
Leverage Ratio 7.68%
Loan-to-Deposit 57.92%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required